Texas Hurricane Claims Lawyer
Supporting You Through Your Hurricane Claim in TX
When your home is devastated by a hurricane, you may be left with a damaged or destroyed home and property, wondering where to turn for help. As you attempt to get your life back on track following a hurricane, it can be made much more difficult when your insurance company refuses to pay what your claim is worth, outright denies your claim, or engages in a game of one delay after another. During such a difficult time, it can be a huge relief to have a strong legal advocate in your corner.
A Texas hurricane claims lawyer from Gulf Coast Insurance Attorneys can fight for your rights and help you through the process from beginning to end. We understand that when your insurance company refuses to honor its commitment to you at a time when your life is already turned upside down, it can feel overwhelming. Peter Diiorio and his legal team will work diligently to get you back to your life as quickly as possible.
Contact us online or call (504) 438-4507 to schedule a free consultaiton. Our hurricaine claims attorney in Texas can assist you.
How Do Hurricanes Affect Texas?
According to weather.gov, the frequency of hurricanes along any fifty-mile segment of the Texas coast is one every six years. Since 1829, the longest hurricane-free period for Texas was about ten years, between October 1989 and August 1999. Hurricanes and tropical storms generally hit Texas between the first of June and the 5th of November, with the month of August being the most likely time Texas could see a hurricane.
Hurricanes Ike in 2008 was a major hurricane, wavering between categories 2 and 4 in strength. Hurricane Harvey was a devastating Category 4 hurricane that made landfall in Texas and Louisiana in 2017, causing catastrophic flooding and more than 100 deaths. More recently, Hurricane Nicholas made landfall in September 2021. While only a Category 1 hurricane, more than 500,000 people in the state lost power, and there were rainfall totals in Freeport of more than 10”. Virtually all homes in Surfside Beach sustained considerable damage.
Recognized Excellence Award-Winning Dedication to Client Success
Proven Track Record Real Results for Our Clients’ Recovery
Our top priority is to devise customized legal strategies that are tailored to the unique legal needs of our clients, no matter how simple or complicated their situations, might be.
-
$416,242.49 Business Property Lawsuit in Orleans Parish
-
$255,000.00 Hurricane Laura Settlement
State Farm Fire & Casualty Insurance Company
-
$245,729.51 Hurricane Laura Settlement
Allstate Insurance Company
-
$192,049.90 Hurricane Ida Settlement
State Farm Fire & Casualty Insurance Company
-
$185,000.00 Hurricane Zeta Settlement
Scottsdale Insurance Company
-
$169,954.06 Hurricane Ida Settlement
Allied Trust Insurance Company
What Are Common Types of Hurricane Damage?
Category 4 hurricanes bring wind speeds of 130–156 mph—powerful enough to rip off roofs and tear through homes and commercial buildings. If your roof has been damaged or destroyed in a storm, interior damage is likely to follow.
Common types of hurricane-related property damage include:
- Roof Damage: High winds can lift or tear off shingles or entire sections of roofing. Coverage will depend on your roof’s age and condition prior to the storm. Newer roofs may be eligible for full repair or replacement.
- Interior Water Damage: Damaged roofs, windows, and doors often allow rain and debris inside, affecting floors, ceilings, walls, appliances, and furniture.
- Mold Growth: Mold can develop rapidly after water intrusion. Many policies limit mold coverage, so immediate mitigation efforts—like drying out your home—are crucial.
- Damage to Equipment and Appliances: Hot water heaters, HVAC systems, and electronics like computers can be damaged or destroyed by water and power surges.
- Personal Property Loss: Furniture, clothing, electronics, and other personal belongings may be affected by water, wind, or flying debris.
The extent of your coverage will depend on your individual policy. However, documenting all damage thoroughly with photographs, videos, and written notes is essential.
Client Stories See Why Clients Trust Gulf Coast Insurance Attorneys
At Gulf Coast Insurance Attorneys, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
-
"A Trusted Advocate You Can Count On"Peter is a caring and hardworking attorney who delivers great results. Always available to discuss legal matters, I highly recommend him for any legal needs!- Jon B.
-
"Guiding You Through Every Twist and Turn"Thank you, Attorney Diiorio, for your invaluable support and guidance throughout my case. Your expert advice helped me navigate challenges and achieve success!- Renaldo B.
-
"Knowledge and Commitment You Can Trust"Peter is knowledgeable and responsive, answering all inquiries with clear next steps. His follow-up is impeccable. I highly recommend him—5 stars for sure!- Connie K.
-
"Hurricane Relief Champion"Peter’s expertise won us the compensation we needed after Hurricane Ida. He’s an amazing lawyer—highly recommend him for any legal help!- Leo G.
-
"Your Trusted Legal Advocate"If you need a lawyer, Peter Diiorio at New Orleans Legal is the one to call. He’s a great attorney and listener. I recommend him 100%!- Skyy T.
-
"Turning Challenges into Victories"Peter is an outstanding attorney who turned my case around. His hard work and support allowed me to recover without financial worry. I recommend him wholeheartedly!- Claire L.
What to Do If a Hurricane Destroys Your House?
Following hurricane damage to your Texas home, it is important to consider the following steps:
- If there are any downed power lines or uprooted trees, contact the proper authority in your area.
- Until you receive an “all-clear” on your water, boil all water that is used to drink or in your meal preparation.
- Floodwaters can carry harmful bacteria and contaminants, so be cautious if you must navigate through these floodwaters.
- Wear protective gear when repairing and cleaning up hurricane damage.
- If the hurricane caused a power outage, destroy food in your freezer and refrigerator.
- When it is safe to do so, have your utilities turned back on.
- Take photos of all interior and exterior damage to your home.
- Contact your insurance company as soon as possible following the hurricane.
- Complete temporary repairs to prevent additional damage.
Will My Insurance Company Cover Hurricane Damage to My Home?
While your homeowner’s insurance policy likely covers damage from strong winds—including hurricanes—there may be a separate deductible for damage resulting from a named hurricane. Not every homeowner’s policy includes wind and hurricane damage, but it is a likely component if you are in a hurricane-prone area. It is important that you know exactly what is covered under your policy before disaster strikes. Even if your policy covers hurricane damage, it is usually limited to damage from hurricane winds.
The accompanying flooding may not be covered under your policy. Many people—especially those who live in a hurricane-prone or flood-prone area, may have to purchase separate flood insurance through FEMA to be covered for flood damage. Your policy should cover wind damage to your home, outbuildings, and fences, as well as personal property coverage for the contents of your home. If you are unable to live in your home while it is being repaired or rebuilt after the hurricane, your insurance may pay for a hotel, food, and some other items under loss of use.