Lake Charles Hurricane Claims Lawyer
Over 79,000 people call Lake Charles home. Residents work hard and most own their own homes, but there’s always the fear that a natural disaster can take it all away. As a Lake Charles hurricane insurance claim lawyer, we know that from June to November of every year, you’re focusing on the Gulf of Mexico.
One big hurricane is all it takes to cause catastrophic damage.
Katrina alone led to 1.2 million residents evacuating the state, and we’ve been hit by:
- Rita
- Ike
- Isaac
- Harvey
- Laura
- Ida
Hurricanes shape the lives of residents. Even when you’ve paid for great insurance and believe that your home is 100% covered in a hurricane, insurance companies often negotiate in bad faith and don’t want to pay out every dollar you’re owed.
Dealing with insurance companies who are not taking your claim seriously and are dragging their feet is the last thing you deserve.
We’re here to help.
Since 2005, we’ve been fighting for residents all across Louisiana – never for companies. Our firm has worked with 500+ policyholders, recovering $25+ million in damages, to restore their lives after a hurricane.
If you have to file a first-party insurance claim, don’t let the insurance company put it on the back burner. Contact Gulf Coast Insurance Attorneys and we’ll fight to get your claim approved and for top dollar.
Recognized Excellence Award-Winning Dedication to Client Success
Proven Track Record Real Results for Our Clients’ Recovery
Our top priority is to devise customized legal strategies that are tailored to the unique legal needs of our clients, no matter how simple or complicated their situations, might be.
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$416,242.49 Business Property Lawsuit in Orleans Parish
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$255,000.00 Hurricane Laura Settlement
State Farm Fire & Casualty Insurance Company
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$245,729.51 Hurricane Laura Settlement
Allstate Insurance Company
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$192,049.90 Hurricane Ida Settlement
State Farm Fire & Casualty Insurance Company
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$185,000.00 Hurricane Zeta Settlement
Scottsdale Insurance Company
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$169,954.06 Hurricane Ida Settlement
Allied Trust Insurance Company
Does Homeowners’ Insurance Cover Hurricane Damage in Lake Charles?
Homeowners’ insurance may or may not cover your hurricane damage. Your policy is one of the first things we’ll review because we need to know:
- Your rights
- Your policy coverage
Insurers use limitations and exclusions to confuse policyholders. For example, you may have coverage for wind damage, but if the damage involves a hurricane, it may not be covered. Water damage from hurricanes may be excluded, too.
As your Lake Charles hurricane damage attorney, we’ll begin:
- Reviewing your policy
- Understanding the damage that occurred
You may have a rider that includes hurricane and flood insurance, which will provide maximum protection for homeowners in hurricane-prone areas.
We’ll use this information to file a claim and get a better grasp of the damages you can claim and what to expect when dealing with the insurer.
Client Stories See Why Clients Trust Gulf Coast Insurance Attorneys
At Gulf Coast Insurance Attorneys, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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"Compassionate & Effective Advocate"Mr. Diiorio’s kindness and dedication brought us swift relief after hurricane damage. An excellent lawyer who truly cares—highly recommend for legal support!- Jerry F.
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"Trusted Insurance Claim Advocate"Peter’s expertise and care made all the difference! He kept me informed at every step, always responsive, and went above and beyond. Highly recommend!- Lisa T.
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"A Positive Experience with Expert Guidance"Peter was patient and responsive, providing expert legal advice while making me feel valued. I highly recommend him for anyone needing legal representation!- Anonymous
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"Hurricane Relief Champion"Peter’s expertise won us the compensation we needed after Hurricane Ida. He’s an amazing lawyer—highly recommend him for any legal help!- Leo G.
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"An Attorney Who Truly Cares"Peter was professional, efficient, and truly made me feel supported. He has all the qualities you’d want in an attorney. When in doubt, go with Diiorio!- Loud Dental
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"A Champion in Challenging Times"I am grateful for Peter Diiorio's exceptional representation in my workers' comp case. His support and expertise truly made a difference during a difficult time.- Krista J.
What Types of Property Damage Does a Hurricane Can Cause?
Hurricanes are unpredictable. The power of a hurricane is something most people don’t understand until they’re in one. If you’re lucky, you may have minor roof damage, but you can also experience a total loss.
Gulf Cost Insurance Attorneys will fight by your side, offering you the careful guidance of a Lake Charles hurricane insurance claim lawyer who has helped 500+ policyholders file claims for all types of damages, including:
- Total loss: If you have a total loss, it’s the worst type of damage to experience. Your home and all of its contents are considered a total loss, which requires extensive documentation of all damaged items, purchase dates, cost of replacement, temporary living quarter receipts and more.
- Exterior damage: Roofing, siding and windows can also be damaged.
- Interior damage: Floorings, doors, walls and any other interior spaces can also suffer damage from the storm. You may notice a small water spot on your ceiling, and it may be far more serious than you suspect.
- Mold damage: Dampness and water bring – mold. Unfortunately, flood insurance doesn’t include mold. You’ll need specific provisions in your policy to cover the cost of mold remediation.
- Contents damage: You own a lifetime of items, and all of these contents can be damaged by wind or water. Replacement costs are dependent on the depreciated value of the items.
- Vehicle damage: Autos and boats may be damaged, but these are not typically covered by homeowner’s insurance. You’ll need to file a claim with your auto insurer. Often, if you have a bundled policy, you’ll only need to contact a single company to file a claim.
Calculating and managing proof of these damages is a tedious process. We’ll help you understand the extent of the damage and seek the dollar amount necessary to be made whole again.