Bad Faith Insurance in Texas

Texas Bad Faith Insurance Attorney

Is Your Insurer Engaging in Unfair Practices? Our Bad Faith Insurance Lawyer in Texas Can Help

If your home or business has suffered damage from a natural disaster or another type of catastrophic loss, paying for repairs on your own is often impossible. That’s why we have insurance. Yet, filing a claim doesn’t always guarantee a fair settlement. If your insurer is acting in bad faith or using unfair practices to avoid paying what you’re owed, you need an experienced Texas bad faith insurance attorney from Gulf Coast Insurance Attorneys

Our team is dedicated to guarding your rights, guiding you through the process, and keeping you from being taken advantage of by an unscrupulous insurer. We work collaboratively to fully support your case and pursue the compensation you deserve.

Ready to get started? Our bad faith insurance attorney in Texas can assist you. Call (504) 438-4507 to get in touch with us.

What Is Bad Faith Insurance?

When an insurance company fails to deal with you in an honest manner or engages in practices generally considered to fall under bad faith, you have the right to insist the insurance company deals with you honestly, abiding by your policy. 

The insurance company must provide a valid reason for a claim denial, they cannot simply deny your claim without cause. The insurance company must also promptly investigate your claim and may not unreasonably delay or deny a decision on your claim. Any threatening statement made to you by the insurance company is also grounds for a bad-faith insurance claim.

As an example, suppose your home is destroyed by fire and you file a valid claim for damages. Your insurance company then accuses you of arson, before even investigating your claim. While the goal of such an accusation is to get you to drop your claim, the insurance company is not allowed to use such tactics. If you believe your insurer is engaging in bad faith, speaking to a Texas bad faith insurance lawyer from Gulf Coast Insurance Attorneys can make a significant difference in the outcome of your claim.

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  • $185,000.00 Hurricane Zeta Settlement

    Scottsdale Insurance Company

  • $169,954.06 Hurricane Ida Settlement

    Allied Trust Insurance Company

Examples of Insurance Bad Faith in Texas

When your insurance company fails to fulfill the obligations stated in your insurance policy, they have committed an act of bad faith. 

There are many different examples of insurance bad faith, including the following:

  • Your insurance company is unfairly delaying your claim.
  • The insurer has offered an extremely low amount that will not cover all your damages.
  • The provisions stated in your insurance policy are being misrepresented by your insurance company.
  • There has been no real investigation into your claim.
  • Your insurance company has not communicated honestly with you.
  • A reasonable time period has gone by, yet you have either not received a fair settlement or your claim has been denied outright.
  • The insurance company has not provided a valid reason for denying your claim.
  • Threatening statements have been made by the insurance company as a means of avoiding payment on your claim.
  • A request for documentation on the denied claim is being denied by your insurance company.
  • Company profits are being placed over your valid claim.

Recognizing these signs of bad faith early can be critical in taking timely action. Documenting every interaction with your insurer, from written communication to call logs, can provide vital evidence if you need to dispute their actions later. Additionally, consulting with our Texas bad faith attorney can guide you through the process of gathering compelling proof to support your bad faith claim.

Client Stories See Why Clients Trust Gulf Coast Insurance Attorneys

At Gulf Coast Insurance Attorneys, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    "A Trusted Advocate You Can Count On"
    Peter is a caring and hardworking attorney who delivers great results. Always available to discuss legal matters, I highly recommend him for any legal needs!
    - Jon B.
    "A Champion in Challenging Times"
    I am grateful for Peter Diiorio's exceptional representation in my workers' comp case. His support and expertise truly made a difference during a difficult time.
    - Krista J.
    "Hurricane Relief Champion"
    Peter’s expertise won us the compensation we needed after Hurricane Ida. He’s an amazing lawyer—highly recommend him for any legal help!
    - Leo G.
    "Outstanding Civil Representation You Can Trust"
    I highly recommend Peter Diiorio and New Orleans Legal for civil representation. His knowledgeable advice and first-rate legal work have always exceeded my expectations.
    - Craig P.
    "Your Trusted Legal Advocate"
    If you need a lawyer, Peter Diiorio at New Orleans Legal is the one to call. He’s a great attorney and listener. I recommend him 100%!
    - Skyy T.
    "Grateful for Exceptional Support"
    Peter Diiorio did an amazing job on my insurance claim. I truly didn’t know what I would have done without him. Thank you for all your invaluable help!
    - Gerda M.

How To File a Bad Faith Insurance Lawsuit in Texas

If your insurance company denies your claim or offers an unreasonably low settlement, you may have the right to take legal action. 

Here’s how to proceed:

  • Request an internal review: If your insurance company denies your claim or offers you an extremely low settlement, you can ask for an internal review. There are a few instances where a claim denial was only an oversight or miscalculation. If this is the case, an internal review will resolve the issue. 
    • If your insurance company continues to refuse to respond to you or to respond in an appropriate manner, you have the right to file a bad-faith insurance lawsuit. 
  • Consult with a lawyer: You should immediately contact a Texas bad faith insurance lawyer from Gulf Coast Insurance Attorneys. Your attorney will have a deep understanding of the laws regarding bad-faith insurance in the state of Texas, along with experience in the industry and resources that will support the facts of your lawsuit.

It is also important to review your policy carefully, keep detailed records of all correspondence, and take notes of conversations with insurance representatives. Overall, with the right legal support from a bad faith lawyer in Texas, you can hold your insurer accountable and fight for the full compensation you deserve.

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