Louisiana Bad Faith Insurance Attorney

When you buy homeowner’s insurance—or any other type of insurance—you faithfully pay your premiums each month with the expectation that your insurer will have your back when a disaster strikes. So, when a flood, tornado, or other natural disaster occurs, you file a claim, assuming your insurance company will hold its end of the bargain. 

When that doesn’t happen, you can find yourself struggling to make sense of an insurance denial, delay, or ridiculously low offer. It can feel overwhelming, leaving you unsure of where to turn or what to do to protect your family. 

Should this scenario become your reality, the best thing you can do for your future is to speak to an experienced Louisiana bad faith insurance attorney. When you choose Gulf Coast Insurance Attorneys, you will find that our bad faith insurance lawyers in Louisiana are wholly dedicated to solving problems and making things right for our clients. We provide highly individualized attention, diligent representation, and prompt communication, helping you through the litigation process as quickly and efficiently as possible.

Contact our Louisiana bad faith insurance attorney by calling (504) 438-4507 today!

What is Bad Faith Insurance?

When an insurance company fails to live up to its obligations, it may have engaged in bad faith. 

There are many different ways an insurer may attempt to "renege" on its obligations, including:

• Failing to provide a valid reason for a denied claim
• Neglecting to conduct a prompt, complete investigation
• Devaluing a claim by offering significantly less money than the claim is worth
• Delaying payment on claim requests without a valid reason
• Refusing to pay a valid claim
• Making threatening statements in an effort to avoid paying a claim
• Refusing a reasonable request for documentation on the denied claim
• Placing company profits over the valid claim of a policyholder
• Misrepresenting policy language or the law

Acts of bad faith can significantly disrupt your financial stability, especially during times of crisis when you need that support the most. Understanding your policy and being diligent about documenting interactions with your insurer can provide solid ground for addressing such issues. Working with a professional from the start can mitigate challenges arising from these complex scenarios, ensuring you have a robust case against unfair practices by insurers.